save money

3 Ways to Trick Yourself Into Saving More Money

3 Ways to Trick Yourself Into Saving More

I’m not sure if this is news to you or not. Americans, unfortunately, have a reputation for being horrible savers.  I recently read a statistic that indicated that the average American saves about 4.5% of his or her income annually. If we want to achieve financial freedom and build wealth for the future, we have […]

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How to Do a No Spend Challenge

How to Do a No Spend Challenge

Happy Holidays to you and yours! Today, I thought it appropriate to talk about how to do a successful ‘No Spend’ Challenge. A ‘No Spend’ Challenge can be done at any time throughout the year. But, January is an exceptionally appropriate time to challenge yourself to a ‘No Spend Month’ to detox from the consumerism of […]

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