I Hoped This Day Would Never Come…

I Hoped This Day Would Never Come…

Ok so the title is probably a bit dramatic. I actually knew this day would come, but I was hoping to delay it as long as possible. It's time to replace my car. I've been on borrowed time for a while now. My car is 14 years old and has 250,000 miles, plus years of wear...

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Trick Yourself Into Saving More Money

Trick Yourself Into Saving More Money

I’m not sure if this is news to you or not. Americans, unfortunately have a reputation for being horrible savers.  I recently read a statistic that indicated that the average American saves about 4.5% of his or her income annually. If we want to achieve financial...

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The Secret Weapon in Your Debt Payoff Arsenal

The Secret Weapon in Your Debt Payoff Arsenal

So...if you have been budgeting for long enough, you might come to the point where there is nothing left to cut. Have you gotten there yet?  If so, then it's time to pull out the big guns! No not an actual weapon! The secret weapon in your debt payoff arsenal. The...

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