7 Reasons Why Your Budget Isn’t Working

7 Reasons Why Your Budget Isn’t Working

I'm declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don't know your personal financial situation and I don't know exactly what you're struggling with in your financial life. But what I DO know is that having a budget...

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5 Smart Ways to ‘Spend’ Your Tax Refund

5 Smart Ways to ‘Spend’ Your Tax Refund

Let me start by saying that I don’t advocate getting a large income tax refund back. In fact, I suggest adjusting your payroll tax withholdings so that you’re making the most of your income throughout the year.  Getting a sizable income tax refund back every year...

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7 Reasons Why You Aren’t Achieving Your Goals

7 Reasons Why You Aren’t Achieving Your Goals

It’s that time of year again when we start to get hyper-focused on goal setting. Goal setting is a must-do practice for those journeying to financial freedom. But all too often, I see people feverishly setting goals on January 1st, only to become distracted and...

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Excel Budget Template

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