FrugalChicLife Recommends... - Frugal Chic Life

Recommends

Frugal Chic Life Resources:

Books:

Audible– Free 30 Day Trial for Audiobooks

The Total Money Makeover by Dave Ramsey
Dave Ramsey’s Complete Guide to Money by (you guessed it) Dave Ramsey
All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren
The Power to Prosper: 21 Days to Financial Freedom by Michelle Singletary
How to Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less by Robert Charlton
Retire Inspired by Chris Hogan
Securing Your Financial Future by Chris Smith
The Boglehead’s Guide to Investing by Mel Lindauer, Taylor Larimore, & Michael LeBoeuf
Wealth Can’t Wait by David Osborn & Paul Morris
Women and Money by Suze Orman
Work Optional by Tanja Hester
Financial Freedom by Grant Sabatier

Blogs:

Frugalwoods (Financial Independence)
Our Next Life (Financial Independence)
Coach Carson (Real Estate Investing)
Rockstar Finance (The Best of Personal Finance)
Making Sense of Cents (Personal Finance)
JL Collinsnh (Investing)

Podcasts:

ChooseFI (Financial Independence)
Masters of Money (Personal Finance)
His and Her Money (Personal Finance)
Afford Anything (Real Estate/Passive Income)
Journey to Launch (Financial Independence)

Personal Finance Tools:

Personal Capital– FREE Online Platform for tracking your net worth and expenses
Bestow– Life Insurance Quote in Minutes Insurance

Online Business Resources:

Site Ground– Blog Hosting
Convertkit– Email Service Provider
Divi– The Absolute best blog theme for the technologically challenged blogger

Beyond the Budget Money Planner

Budget.Save.Invest.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can work less, and live more!

Do you have a vision and a plan for your money?🤔

I know you have the best of intentions with your money

BUT…

✅ Setbacks happen

✅Life gets in the way

✅Emergency funds dwindle😬

✅Previously abundant overtime suddenly dries up😩

And appliances break😑

That’s just life🤷🏽‍♀️

And sometimes you just have to dust yourself off and get back up

But it’s not a matter of willpower

We sometimes have unconscious mindset blocks that prevent us from gaining traction on the road to financial freedom

And, at other times, we simply haven’t put the systems in place to set ourselves up for success

What good is a budget if we never schedule a time to review it or make time to track expenses?

How can we achieve our goals if they aren’t written down?

How can we pay off debt efficiently if we don’t know how much debt we have to start with?

It's time to stop the wishful thinking and produce a PLAN to prosper.

An actual written plan of action to correct your course on the road to financial freedom.

Don't make the mistake of thinking you have to wait until January 1st to ‘start fresh’.

Now is all that we have.
The illusion of 'perfect timing' only serves as a distraction

Carve out 30 minutes this week to develop a plan to prosper and building lasting wealth

🥰 Beyond the Budget Planner #linkinbio

**immaculate handwriting courtesy of @budgetplanningmama

#plantoprosper #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #womenwithmoney #moneysavingtips #financialindependenceretireearly #millennialmoney #debtfreecommunity #moneyadvice #financeblogger #frugalliving #girlswithgoals #financiallyfree #moneymotivated #financialliteracy #moneygoals #moneymatters #moneyonmymind #frugal #frugalwithapurpose #futuremillionaire #personalfinanceforwomen
#beyondthebudget #frugalchiclife

Folks stay holding onto the 2.0 version of you, me

Folks stay holding onto the 2.0 version of you, meanwhile you're on version 5.0. 🤷🏽‍♀️

#sorrynotsorryboo #youmissedthetransformation #wherehaveyoubeen #igrew #youdidnt #futurefocused #everybodycantgowhereimgoing #checkyoursurroundings #moneymindset #moneymatters #moneycoach
#wealthbuilding #wealthymindset
#thinkbigger #financialwellness
#debtfreejourney #debtfreeliving #wealthjourney
#budgeting #debtsucks #financialfreedom #financialindependence #futuremillionaire #firstgenerationmillionaire #millenialmillionaire
#personalfinanceforwomen #blackpfcommunity #beyondthebudget
#frugalwealthbuilder #frugalchiclife

I, like most of you, lead a busy life. I'm managin $I, like most of you, lead a busy life. I'm managing a home, kids, working, running a business, trying to stay cute 😆 ..it's a LOT. My life has too many moving parts to just rely on sheer willpower or luck to hit these goals. Instead, I craft a plan to prosper with my money. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We spend 40+ hours per week earning our money, but how much do we devote to managing it? If you aren't writing down monthly money goals you're missing out on something amazing!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Here's a sneak peek at my money goals for November:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 😬Save a minimum of $833 towards project 100K, this is my newest long-term goal to save $100,000 cash. Everyone should have at least one stretch goal that you're almost afraid to say out loud⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📱 Auto-investing $30 per week into my Stash app. This is an extension of the year-long savings challenge that I started at the top of the year. I'm still going strong. I like Stash because you can buy fractional shares⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🍎Send $1,000 to my Vanguard account. I may just let it sit in my money market for a little bit before actually investing it.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I'm also throwing in a non-money goal this month to work out at least 15 minutes every day. I've been doing this for 3 days and have seen a dramatic improvement in my energy level #selfcare⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Do you set goals every month?🤔 If not, how do you stay accountable for accomplishing your goals? What money goals are you working on for November?⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ #goalgetter #moneygoals #wealthgoals #investinggoals #wealthywomen #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #thinkbigger #financialwellness #financialselfcare #debtfreejourney #debtfreeliving #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife$

Almost November already...😳 How did October go

Almost November already...😳 How did October go for you? How did you do with your money goals this month?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#womenwithmoney #financeexpert #millennialmoney #assetsoverliabilities #moneyadvice #financeblogger #investingforbeginners #moneycoach #moneymindset #frugalliving #millenials #networth #girlswithgoals #womanempowerment #moneymindset #financiallyfree #moneymotivated #financialliteracy #moneygoals #financialgoals #frugal #frugalwithapurpose #futuremillionaire #savemorespendless #moneygoals #wealthgoals #futuremillionaire #personalfinanceforwomen#beyondthebudget #frugalchiclife

Budgeting is SUPER critical to financial success r

Budgeting is SUPER critical to financial success regardless of where you are on the financial spectrum. I'm often asked, is it better to use an app or a planner vs. a spreadsheet. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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My answer is this...choose whichever one you think you'll stick with. Paycheck budgeting is the easiest style of budgeting for most beginners, but the tool doesn't matter much. Choose the budget tool that fits best with your personality and lifestyle. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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What's your preferred budgeting tool? Pen and paper, spreadsheet, a budget app, or something else?🤔⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#womenwithmoney #howtobudget #moneysavingtips #financialindependenceretireearly #millennialmoney #assetsoverliabilities #firecommunity #moneyadvice #financeblogger #moneycoach #moneymindset #frugalliving #millenials #networth #moneymindset #financiallyfree #moneymotivated #moneygoals #moneymatters #moneyonmymind #financialgoals #frugal #frugalwithapurpose #futuremillionaire #moneygoals #wealthgoals #futuremillionaire #personalfinanceforwomen#beyondthebudget #frugalchiclife

Sometimes we're too hard on ourselves and don't sp

Sometimes we're too hard on ourselves and don't spend enough time celebrating our wins. Share a win that you accomplished in money or life this month! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#celebrateyourself #everywincounts #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #thinkbigger #financialwellness #success #investment #finances #savings #financegoals #debtfreejourney #debtfreeliving #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

One of the most common questions I receive is, How

One of the most common questions I receive is, How do you stay motivated on your financial journey. I've come to realize that motivation isn't continual and doesn't always last. Instead, when things get tough and I want to give up, it's my 'why' and the healthy money habits that I've developed that save the day.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Build lasting money habits and implement systems with your money (i.e. automatic saving and investing) so that constant motivation isn't required for success.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#moneymotivation #moneymindset #moneycoach #changeyourmindset #intention #successminded #moneyonmymind #financialgoals #frugal #successtips #millionairemindset #moneyadvice #financeblogger #moneyblogger #financialwellness #debtfreejourney #debtfreeliving #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

These definitions of wealth are nice, but I prefer

These definitions of wealth are nice, but I prefer to create my own and I encourage you to do the same. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Simply take out a blank piece of paper or open your money journal, turn to a fresh page, and write down the word wealth. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Next, do a freestyle brainstorm on any words or ideas that come to mind. For example, in my own life, wealth is all about having OPTIONS. It’s about having the freedom to spend my time in ways that I enjoy. It’s also about having health because, for me, wealth isn’t just about the money. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Wealth is about providing for my family while having time to spend with them as well. And of course, it’s about leaving a financial legacy to pass down to my own kids (and maybe even my grandkids). If I’m not able to accomplish these things, but I have a ton of money in the bank, I haven’t really achieved my own definition of wealth. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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How do you define wealth? What word(s) come to mind when you think of wealth? Share your definition in the comments!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#wealth #morethanjustmoney #healthiswealth #peaceiswealth #joyiswealth #timeiswealth #womenwithmoney #femaleempowerment #moneysavingtips #financialindependenceretireearly #assetsoverliabilities #firecommunity #moneyadvice #moneycoach #moneymindset #frugalliving #networth #girlswithgoals #successfulwomen #financiallyfree #financialliteracy #moneygoals #moneyonmymind #futuremillionaire #moneygoals #investinggoals #wealthgoals #personalfinanceforwomen#beyondthebudget #frugalchiclife

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