FrugalChicLife Recommends... - Frugal Chic Life

Recommends

Frugal Chic Life Resources:

Books:

Audible– Free 30 Day Trial for Audiobooks

The Total Money Makeover by Dave Ramsey
Dave Ramsey’s Complete Guide to Money by (you guessed it) Dave Ramsey
All Your Worth: The Ultimate Lifetime Money Plan by Elizabeth Warren
The Power to Prosper: 21 Days to Financial Freedom by Michelle Singletary
How to Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less by Robert Charlton
Retire Inspired by Chris Hogan
Securing Your Financial Future by Chris Smith
The Boglehead’s Guide to Investing by Mel Lindauer, Taylor Larimore, & Michael LeBoeuf
Wealth Can’t Wait by David Osborn & Paul Morris
Women and Money by Suze Orman
Work Optional by Tanja Hester
Financial Freedom by Grant Sabatier

Blogs:

Frugalwoods (Financial Independence)
Our Next Life (Financial Independence)
Coach Carson (Real Estate Investing)
Rockstar Finance (The Best of Personal Finance)
Making Sense of Cents (Personal Finance)
JL Collinsnh (Investing)

Podcasts:

ChooseFI (Financial Independence)
Masters of Money (Personal Finance)
His and Her Money (Personal Finance)
Afford Anything (Real Estate/Passive Income)
Journey to Launch (Financial Independence)

Personal Finance Tools:

Personal Capital– FREE Online Platform for tracking your net worth and expenses
Bestow– Life Insurance Quote in Minutes Insurance

Online Business Resources:

Site Ground– Blog Hosting
Convertkit– Email Service Provider
Divi– The Absolute best blog theme for the technologically challenged blogger

Beyond the Budget Money Planner

Budget.Save.Invest.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can work less, and live more!

If I had listened to all the crap that people (inc

If I had listened to all the crap that people (including some family members) told me about myself over the years I'd be sitting somewhere crying and rocking back and forth in a corner.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Tough life lesson, but I've learned to consult with God and keep it moving. Let no one deter you from the future that is meant for you.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#lifelessons # #personalfinance #finance #money #budgeting #budget #debtfreecommunity #investing #debtfreejourney #debtfree #financialindependence #savemoney #financialliteracy #financialeducation #credit #entrepreneur #financetips #savingmoney #wealth #moneyblogger #finances #financialgrowth #financialpeace #savings #financegoals #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

'Small' successes are still successes. Every step

'Small' successes are still successes. Every step towards financial freedom is important. When you’re feeling discouraged or frustrated, that’s the easiest time to quit. But then you’ll never see how far you can go, and how much better your life can be. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Keep going sis!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#thursdaymood #thursdayvibes #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #moneymotivation #wealthcreator #wealthgenerator #wealthgoals #financialwellness #debtfreejourney #debtfreeliving #moneymoves #frugalblogger #debtfreejourney #debtfree #financialindependence #financialliteracy #financialeducation #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

One of the hardest things in life is getting out o

One of the hardest things in life is getting out of our routines. And yes, repeating mistakes becomes its own routine! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
When I started making financial plans, I made many mistakes. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
It wasn’t until I switched focus from the mistake itself to the bigger picture of what I wanted to accomplish, and seeing the situation with a fresh perspective, that I was able to learn and move on.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What is a money lesson you had a hard time learning?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#wednesdaywords #wednesdaywisdom #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #thinkbigger #wealthcreator #wealthgenerator #wealthgoals #financialwellness #debtfreejourney #debtfreeliving #moneymoves #frugalblogger #debtfreejourney #debtfree #financialindependence #financialliteracy #financialeducation #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

Writing down financial goals is easy. Creating a f

Writing down financial goals is easy. Creating a framework for achieving them is much harder! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
That’s why I created my monthly budget planner, so I had a resource that fit my needs instead of trying to cram my goals into a typical calendar organizer. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The tool that I used religiously while paying down almost $100K of student loans was the debt tracker. I could track every single time I made a payment and see the balance go down consistently. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
It was super motivating!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
What type of financial tracker keeps you motivated?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#womenwithmoney #moneysavingtips #financialindependenceretireearly #millennialmoney #firecommunity #moneyadvice #financeblogger #moneycoach #moneymindset #frugalliving #budgetplanner #networth #girlswithgoals #womanempowerment #moneymindset #financiallyfree #moneymotivated #financialliteracy #moneymatters #financialgoals #frugal #frugalwithapurpose #futuremillionaire #savemorespendless #moneygoals #wealthgoals #futuremillionaire #personalfinanceforwomen #beyondthebudget #frugalchiclife

Your mindset matters! In a fixed mindset, your pot

Your mindset matters! In a fixed mindset, your potential will always be limited because you believe your abilities can’t change. In a growth mindset, you see challenges as an opportunity to learn and feel your abilities are determined only by your effort and attitude.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Which mindset do you have when it comes to finances? Is it one of abundance or one filled with limiting beliefs?⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#moneymonday #mondaymotivation #motivationmonday #financialknowledge #moneymindset #financetips #moneycoach #financialsecurity #financecoach #personalfinance #budgetingtips #budgetplanner #financialeducation #financeexpert #budget #budgetlife #financialadvice #financialtips #financialgoals #financegoals #financeblog #financeblogger #financialwellness #financialgrowth #financialpeace #financialindependence #financialsuccess #financialempowerment #financialintelligence #frugalchiclife

It can be hard to remember when you constantly see

It can be hard to remember when you constantly see everyone’s social media highlight reel, but the hardest part is getting started! When you first begin creating and committing to a financial plan, the milestones can feel small, and you might feel like you’re barely making progress.⠀⠀⠀⠀⠀⠀⠀⠀⠀
This is the easiest place to quit, but it’s the most important place to keep going! ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Every day that you stick to your plan is a day closer to reaching your goals and building a life of freedom.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
So, don’t stop! Celebrate your 'small' victories and stay focused!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#financialknowledge #moneymindset #financetips #moneycoach #financialsecurity #financecoach #personalfinance #budgetingtips #budgetplanner #financialeducation #financeexpert #budget #budgetlife #financialadvice #financialtips #financialgoals #financial #financegoals #financeblog #financeblogger #financialwellness #financialgrowth #financialpeace #financialindependence #investingtips #investing101 #financialsuccess #financialempowerment #financialintelligence #frugalchiclife

Reason #1 for NOT investing: Fear of losing money.

Reason #1 for NOT investing: Fear of losing money.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Yes, you can lose money in the stock market. But you can minimize your risk significantly by being a strategic long-term investor.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
At the bottom of the COVID-19 crash, I was down $120,000 across all of my investments. 😳⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Man am I glad that I kept my head and didn't panic sell!⠀⠀⠀⠀⠀⠀⠀⠀⠀
I just kept reminding myself that the stock market will have downturns, but it ALWAYS recovers.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If I had sold on March 31st, 2020, I would've 'locked in' my losses and missed out on the rebound.

My portfolio is now back and better than it was before the COVID crash.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I even picked up a few additional stocks on sale in my Stash account during the crash. That account is up almost 45%. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
If/when you get scared of losing money from investing, remember this.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
You're already losing money if you're not investing. #itscalledinflation⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Inflation is a silent thief that chips away at the value of your money if you aren't intentional about growing it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
In the US, inflation is about 3% annually. This means that the $1.00 bill that you're holding onto for dear life, is losing .3 cents EVERY year if you aren't investing it.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
I get the fear, but we must confront it and move forward. Or put on your big girl panties and do it scared! Your confidence will grow as you push past your comfort zone. We literally can’t afford to remain paralyzed by fear, our futures depend on it. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#doitscared #shebuildswealth #femaleinvestor #millenialmillionaire #wealthcoach #money #millionaire #millionairementor #womenwithmoney #financialindependence #wealthbuilding #wealthymindset #frugalliving #debtfreeliving #moneygoals #wealthgoals #debtfreecommunity #assetsoverliabilities #financialfreedom #personalfinanceforwomen #beyondthebudget #frugalchiclife

Give me a 🙋🏽in the comments if you doubt you

Give me a 🙋🏽in the comments if you doubt yourself and your abilities about 285 times per day. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Those that are successful aren't necessarily exceptionally talented, fearless, or confident, they're just consistent.⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#showupanyway #doitscared ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #thinkbigger #wealthcreator #wealthgenerator #wealthgoals #financialwellness #debtfreejourney #debtfreeliving #moneymoves #frugalblogger #debtfreejourney #debtfree #financialindependence #financialliteracy #financialeducation #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife

Pin It on Pinterest