Don’t worry, I haven’t lost my mind. I know it’s July. But it’s also the perfect time to start planning.
6 Tips for a Debt-Free Christmas
Set a Christmas gift budget.
Don't overlook non-gift purchases, like decorations.
Factor in additional food during the holiday season.
Factor in the cost of holiday travel.
Shop for gifts year-round.
Start a Christmas Sinking Fund.
Have you started saving for Christmas yet? How much money do you typically spend?