Financial Updates Archives - Frugal Chic Life

Money Goals for October 2020

by Nicole | Last updated Oct 11, 2020 | Financial Updates, Goals

Welcome to October! I hope that you are staying safe during the ongoing COVID-19 pandemic. Our way of life has changed in many ways, but one constant remains. I’m still dedicated to my financial independence journey. Maybe more now, than ever. With that in...

Money Goals for September 2020

by Nicole | Last updated Oct 11, 2020 | Financial Updates, Goals

Welcome to September! This month has been a whirlwind as the kids have returned to (virtual) school as the COVID-19 pandemic continues. Schools in our county (I’m in Maryland) will remain physically closed at least until January 2021 because of the ongoing...

Plan With Me: Saving & Investing Goals For August 2020

by Nicole | Last updated Sep 26, 2020 | Financial Updates, Goals

Saving & Investing Goals August 2020 It’s hard to believe that it’s August already. In the normal world, we’d be getting ready to shift into back-to-school mode and the kids would be excitedly shopping for school supplies. BUT, a few weeks ago we...

Plan With Me: Saving & Investing Goals for July 2020

by Nicole | Last updated Sep 26, 2020 | Financial Updates, Goals

I’m a huge believer in the power of goal setting, in fact, I’m a chronic goal-getter. There is something magical about brainstorming a goal, writing it down, and then making it happen through hard work and perseverance. Today I’ll be sharing the...

My Next Big Money Goal: Introducing Project $100K

by Nicole | Last updated Sep 26, 2020 | Financial Updates, Goals

It’s been a while since I’ve been working towards a really big financial goal. To be clear, I’m no stranger to big money goals. Last year I bought my ‘new’ car in cash. And in 2015 I paid off nearly $100K in student loan debt and then saved a 6-month emergency...

2019 Recap, My ‘Word’ for the Year, + Goals for 2020

by Nicole | Last updated Sep 26, 2020 | Financial Updates, Goals

I hope that you’ve had an amazing holiday season. And, that you’re excited about the year and not only the new year to come but the new decade to come as well. Recap of 2019 This year I concluded my very first year of whatever first year of semi-retirement,...

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Budget.Save.Invest.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can work less, and live more!

Do you have a vision and a plan for your money?🤔

I know you have the best of intentions with your money

BUT…

✅ Setbacks happen

✅Life gets in the way

✅Emergency funds dwindle😬

✅Previously abundant overtime suddenly dries up😩

And appliances break😑

That’s just life🤷🏽‍♀️

And sometimes you just have to dust yourself off and get back up

But it’s not a matter of willpower

We sometimes have unconscious mindset blocks that prevent us from gaining traction on the road to financial freedom

And, at other times, we simply haven’t put the systems in place to set ourselves up for success

What good is a budget if we never schedule a time to review it or make time to track expenses?

How can we achieve our goals if they aren’t written down?

How can we pay off debt efficiently if we don’t know how much debt we have to start with?

It's time to stop the wishful thinking and produce a PLAN to prosper.

An actual written plan of action to correct your course on the road to financial freedom.

Don't make the mistake of thinking you have to wait until January 1st to ‘start fresh’.

Now is all that we have.
The illusion of 'perfect timing' only serves as a distraction

Carve out 30 minutes this week to develop a plan to prosper and building lasting wealth

🥰 Beyond the Budget Planner #linkinbio

**immaculate handwriting courtesy of @budgetplanningmama

#plantoprosper #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #womenwithmoney #moneysavingtips #financialindependenceretireearly #millennialmoney #debtfreecommunity #moneyadvice #financeblogger #frugalliving #girlswithgoals #financiallyfree #moneymotivated #financialliteracy #moneygoals #moneymatters #moneyonmymind #frugal #frugalwithapurpose #futuremillionaire #personalfinanceforwomen
#beyondthebudget #frugalchiclife

Folks stay holding onto the 2.0 version of you, me

I, like most of you, lead a busy life. I'm managin $I, like most of you, lead a busy life. I'm managing a home, kids, working, running a business, trying to stay cute 😆 ..it's a LOT. My life has too many moving parts to just rely on sheer willpower or luck to hit these goals. Instead, I craft a plan to prosper with my money. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We spend 40+ hours per week earning our money, but how much do we devote to managing it? If you aren't writing down monthly money goals you're missing out on something amazing!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Here's a sneak peek at my money goals for November:⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 😬Save a minimum of $833 towards project 100K, this is my newest long-term goal to save $100,000 cash. Everyone should have at least one stretch goal that you're almost afraid to say out loud⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 📱 Auto-investing $30 per week into my Stash app. This is an extension of the year-long savings challenge that I started at the top of the year. I'm still going strong. I like Stash because you can buy fractional shares⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 🍎Send $1,000 to my Vanguard account. I may just let it sit in my money market for a little bit before actually investing it.⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I'm also throwing in a non-money goal this month to work out at least 15 minutes every day. I've been doing this for 3 days and have seen a dramatic improvement in my energy level #selfcare⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Do you set goals every month?🤔 If not, how do you stay accountable for accomplishing your goals? What money goals are you working on for November?⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ #goalgetter #moneygoals #wealthgoals #investinggoals #wealthywomen #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #thinkbigger #financialwellness #financialselfcare #debtfreejourney #debtfreeliving #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife$

Almost November already...😳 How did October go

Budgeting is SUPER critical to financial success r

Sometimes we're too hard on ourselves and don't sp

One of the most common questions I receive is, How

These definitions of wealth are nice, but I prefer