Call Me Cheap, But You'll Never Call Me Broke
Should you pay off debt or save money? It’s a question millions of women have every day. In today’s economy with millions of people unemployed or underemployed, the question is even more prevalent. How do you achieve financial freedom for women when you have debt and no savings? Should you prioritize one over the other […]
Don’t worry, I haven’t lost my mind. I know it’s July. But it’s also the perfect time to start planning. A phenomenon that I consistently see happen, year after year, is post-Christmas regrets because of overspending. Christmas is on the same date every single year, yet there are always folks that are “surprised” by Christmas and have […]
If you’ve been a part of the personal finance scene online you’ve probably heard various terms related to the topic. Debt freedom, Financial Freedom, FIRE (financial independence retire early), and the Dave Ramsey Plan (AKA The Baby Steps)…just to name a few. There is a lot of overlap in the terminology and it can be downright confusing […]
A YouTube subscriber asked me this exact question the other day. Wow, it really has been a year already! A year ago today I made the last payment on nearly $100 K of student loan debt! Recommended Post: How I Paid Off Nearly $100,000 of Debt Believe it or not, the actual payoff moment itself […]
Have you ever heard of the saying, “The borrower is slave to the lender” (Proverbs 22:7)? You don’t have to be religious to relate to this brief but powerful statement. I have felt shackled by debt on more than one occasion but I had my final sick and tired moment in early 2015 as my […]
I frequently hear from people who want to get out of debt but have no clue on how to get started. My answer is very simple and straightforward. If you are in a hole, stop digging! The first step to taking control of your money is to stop borrowing- Dave Ramsey First of all, now that your […]