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Budget Tips

7 Reasons Why Your Budget Isn’t Working

7 Reasons Why Your Budget Isn't Working

I’m declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don’t know your personal financial situation and I don’t know exactly what you’re struggling with in your financial life. But what I DO know is that having a budget is CRITICAL to your financial […]

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5 Smart Ways to ‘Spend’ Your Tax Refund

5 Smart Ways to Spend Your Tax Refund

Let me start by saying that I don’t advocate getting a large income tax refund back. In fact, I suggest adjusting your payroll tax withholdings so that you’re making the most of your income throughout the year.  Getting a sizable income tax refund back every year essentially means that you are giving the government a free loan. And […]

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How to Budget for Beginners

How to Budget for Beginners

I LOVE budgets! But I’m kind of weird like that. Crunching numbers and trying to figure out new ways to save money is exciting for me.  And budgeting gives me a sense of control with my money. I realize that not everyone shares my enthusiasm. The majority of people that go without a budget do so because […]

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