Budget Tips Articles

7 Reasons Why Your Budget Isn’t Working

I'm declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don't know your personal financial situation and I don't know exactly what you're struggling with in your financial life. But what I DO know is that having a budget...

5 Smart Ways to ‘Spend’ Your Tax Refund

Let me start by saying that I don’t advocate getting a large income tax refund back. In fact, I suggest adjusting your payroll tax withholdings so that you’re making the most of your income throughout the year.  Getting a sizable income tax refund back every year...

The Beginner’s Guide to the Cash Envelope System

When I initially made the decision to get my financial house in order (once and for all), I knew that I needed to get a handle on my spending. As a working mom and wife, balancing everything, I often found myself losing track of what I spent throughout the month. And,...

How to Budget While Living Paycheck to Paycheck

I have said this before, and I will say it again. I love budgets! The feeling of being out of control with my money sends me into a tailspin. Budgeting helps me to regain a sense of control over my money. Traditionally budgeting is based on the calendar month. If you...

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