7 Reasons Why Your Budget Isn’t Working

7 Reasons Why Your Budget Isn’t Working

I’m declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don’t know your personal financial situation and I don’t know exactly what you’re struggling with in your financial life. But what I DO know...
5 Smart Ways to ‘Spend’ Your Tax Refund

5 Smart Ways to ‘Spend’ Your Tax Refund

Let me start by saying that I don’t advocate getting a large income tax refund back. In fact, I suggest adjusting your payroll tax withholdings so that you’re making the most of your income throughout the year.  Getting a sizable income tax refund back every year...
The Beginner’s Guide to the Cash Envelope System

The Beginner’s Guide to the Cash Envelope System

When I initially made the decision to get my financial house in order (once and for all), I knew that I needed to get a handle on my spending. As a working mom and wife, balancing everything, I often found myself losing track of what I spent throughout the month. And,...
How to Budget While Living Paycheck to Paycheck

How to Budget While Living Paycheck to Paycheck

I have said this before, and I will say it again. I love budgets! The feeling of being out of control with my money sends me into a tailspin. Budgeting helps me to regain a sense of control over my money. Traditionally budgeting is based on the calendar month. If you...
How to Budget for Beginners

How to Budget for Beginners

I LOVE budgets! But I’m kind of weird like that. Crunching numbers and trying to figure out new ways to save money is exciting for me.  And budgeting gives me a sense of control with my money. I realize that not everyone shares my enthusiasm. The majority of people...
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Budget.Save.Invest.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can work less, and live more!

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