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You can call me cheap, but you’ll never call me broke! @frugalchiclife

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The Frugal Chic Life Podcast


I’m Nicole 

The mission is to achieve financial independence in 10 years or less. I help busy, professional women feel financially confident while building true wealth. True wealth isn’t just about money, it’s also about living a life rich in spirit, time, and peace. Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can command our money, work less, and live more!

Budget Accessories

Financial Goals July 2020


A budget is critical for financial success, but it’s only the tip of the iceberg. Achieving lasting wealth requires dedication and intentionality. The Beyond the Budget Money Planner offers so much more than the ordinary budget planner.

Cash Envelopes

Use cash envelopes to make budgeting easier and to keep you more accountable! This cash envelope pack includes 12 laminated cash envelopes, envelope labels (stickers), and 12 budgeting sheets.

Cash Envelopes for Beginners
5 Money Mistakes Women Make

5 Money Mistakes Women Make

I'm sure many of us know that men and women are very different by nature. And there’s nothing wrong with that, we just do things differently. And there is no exception when it comes to money. According to the National Partnership for Women and Families, women of color...

How to Have a Debt Free Christmas

How to Have a Debt Free Christmas

Debt-Free Christmas Don't worry, I haven't lost my mind. I know it's July. But it's also the perfect time to start planning. A phenomenon that I consistently see happen, year after year, is post-Christmas regrets because of overspending.   Christmas is on the same...

18 Must-Read Personal Finance Books for Women

18 Must-Read Personal Finance Books for Women

Did you know that reading is one of the habits of self-made millionaires?  Specifically, 85% of millionaires read at least 2 books per month. The books that they read are about prominent people in history, leadership, career development, and of course money...

7 Reasons Why Your Budget Isn’t Working

7 Reasons Why Your Budget Isn’t Working

I'm declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don't know your personal financial situation and I don't know exactly what you're struggling with in your financial life. But what I DO know is that having a budget...

Beyond the Budget Money Planner

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