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Frugal Chic Life

Frugal Chic Life

Call Me Cheap, But You'll Never Call Me Broke

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Frugal Chic Life

Command Your Money,

Build a Life of Freedom

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Join The Money Conversation, my free weekly love letter to the Frugal Chic Life community!

Choose Your Own Adventure

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can work less, and live more!

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I need tools to help me budget my money, set goals, and optimize expenses.

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I'm sick of Googling my way to a better financial future. I need one-on-one help.

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This 1-Hour Coaching Session is customizable and is perfect for the self-starter who needs a little clarity and guidance before making the next money move. Stop trying googling your way to wealth.

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Frugal Chic Life

Hi, I’m Nicole!

I’m Nicole, wife to Eric and mother to Erica, Sydney, and Caleb. I’m just a regular girl trying to find my way in the big, bad world of money. My mission is to achieve financial independence in 10 years or less. Along the way, I’m helping other busy, professional women become financially confident while building true wealth. True wealth isn’t just about money, it’s also about living a life rich in spirit, time, and peace. You’re in the right spot if you’re ready to embrace the beauty of financial freedom so that you can work less, and live more.

The blog is a way for me to document my journey to financial independence and to share the lessons I learn (in real-time) with those who are interested. Hopefully, the blog will help me be more intentional with hitting my goals. And it’s nice to be able to look back and see how far I’ve come. So, if you are interested in hearing my two cents on various life and money topics then stick around. I like to keep my posts bite-sized. Ain’t nobody got time to write 2,500-word essays!

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A budget is critical for financial success, but it’s only the tip of the iceberg. Achieving lasting wealth requires dedication and intentionality. Set yourself up for success by planning out your goals and crafting a plan for every dollar.

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How to Achieve Financial Independence and Retire Early

How to Achieve Financial Independence and Retire Early

8 Goals to Achieve Before Age 40

8 Financial Goals to Achieve Before Age 40

21 Money Moves to Make in 2021

21 Money Moves to Make in 2021

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What goal did you set on January 1st that you’ve What goal did you set on January 1st that you’ve abandoned? What money challenge did you start saving for but you got distracted? What new habit did you intend to implement but it never happened? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Asking these question is not about passing judgment. We all have the best of intentions at the start of a new year. We intend to be the most financially fit than we’ve ever been in life. But life gets in the way and we don’t use our time and money in alignment with the earlier goals we set. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The good news is that there is nothing magical about January 1st. It’s an arbitrary date. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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The real magic happens on April 10th, May 5th, May 26th, July 17th, November 25....insert any other date of your choosing. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Is it time to finish what you started? What goal do you need to dust off and begin anew? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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 #financialknowledge #moneymindset #financetips #moneycoach #financialsecurity #financecoach #personalfinance #budgetingtips #budgetplanner #financialeducation #financeexpert #budget #budgetlife #financialadvice #financialtips #financialgoals #financial #financegoals #financeblog #financeblogger #financialwellness #financialgrowth #financialpeace #financialindependence #financialsuccess #financialempowerment #goalsetting #moneytipsforwomen #beyondthebudget #frugalchiclife
It’s time to redefine ‘self-care’. Yes I lik It’s time to redefine ‘self-care’. Yes I like a good facial, massage, fluffy white slippers, and the nature sounds of spa music just like the next girl. 

But that isn’t all there is to self-care. You can’t take off to the spa every time you feel overwhelmed, stressed, and anxious. So figure out how to fit a tiny bit of self-care into your regular everyday life.

And, yes, self-care is good for your bottom line. I’ve made some of THE dumbest money decisions when I was tired, worn out, and depleted. 

One time I bought a whole house, doors, windows, mortgage...an actual house while I was exhausted. 😬

Bad move, I don’t recommend it. But that’s a story for another day. 

Don’t forget- The simplest things in life cost nothing. How do you integrate self-care into your life? 

#happyfriday #selfcare #selfcaretips #moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #wealthcoach #financialwellness #debtfreejourney #debtfreeliving #budgeting #debtsucks #financialfreedom #financialindependence #savemorespendless #personalfinanceforwomen #beyondthebudget #frugalchiclife
Just a little reminder for myself. Happy Sunday!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#moneymindset #moneymatters #moneycoach #budget #wealthbuilding #wealthymindset #richinspirit #richintime #richinpeace #healthiswealth #lifegoals #moneygoals #financialjourney #enjoytheview #personalfinanceforwomen #beyondthebudget #frugalchiclife
Where do you see yourself financially in 10 years? Where do you see yourself financially in 10 years? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Will you be debt-free? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Will you finally start that business you’ve been wanting to start? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Will you have a certain amount of money in the bank?⠀⠀⠀⠀⠀⠀⠀⠀⠀
Will you be ready for retirement?⠀⠀⠀⠀⠀⠀⠀⠀⠀
What is the future you want for yourself?⠀⠀⠀⠀⠀⠀⠀⠀⠀
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For me in 10 years (or less), I plan to be 100% debt-free including my mortgage and 100% work-optional. Every financial decision I make today has the potential to impact whether or not I achieve this vision for my future self.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Where do you want to be financially in 10 years? Share in the comments!⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#debtfree #debtfreecommunity #financialfreedom #debtfreejourney #dfc #money #budgeting #budget #creditrepair #daveramsey #debt #finance #credit #creditscore #studentloans #personalfinance #goals #babystep #goodcredit #debtfreedom #daveramseybabysteps #frugal #debtisdumb #frugalliving #debtfreeliving #mortgage #debtsnowball #realestate #entrepreneur #frugalchiclife
Just say NO to toaster pastries and fruity O's. Fr Just say NO to toaster pastries and fruity O's. Frugal folks have limits too ❌ 😂 🤣⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Is there an item or service you refuse to be frugal with? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
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#frugalfriday #frugal #frugalismysuperpower #frugalrules #frugalhacks #frugalliving #frugalissexy #moneytipsforwomen #womenwithmoney  #moneysavingtips #financialindependenceretireearly #millennialmoney #assetsoverliabilities #firecommunity #moneyadvice #financeblogger #moneycoach #moneymindset #financiallyfree  #moneymotivated #frugalwithapurpose #futuremillionaire #savemorespendless #moneygoals #wealthgoals #futuremillionaire #personalfinanceforwomen#beyondthebudget #frugalchiclife

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