Hi! I'm Nicole
Wife. Mom. Budgeter. Personal finance junkie. Makeup Lover. YouTuber.
I recently made my final payment on $90,000 in student loan debt! It took 6 years to pay in full. I still can't believe it!
I started frugalchiclife.com to document my journey to financial freedom and to share my passion for debt free living.
“A journey of a thousand miles must begin with a single step.” – Lao Tzu
Just getting started?
Check out these beginner-friendly posts
Why Debt Freedom? Break the Shackles of Debt in Your Life
Why debt freedom? Good question. Have you ever heard of the saying, “The borrower is slave to the lender” (Proverbs ...
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How to Create a Budget in 5 Easy Steps
I LOVE budgets! But I’m kind of weird like that. Crunching numbers and trying to figure out new ways to save money ...
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Sinking Funds 101: Take the Panic Out of Your Purchases
It’s hard getting out of debt. Don’t let anyone tell you that it will be easy!Once you are on the road ...
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Got debt? If You are in a Hole, Stop digging!
I frequently hear from people who want to get out of debt but have no clue on how to get ...
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5 Tips to Live Below Your Means, Get Out of Debt, and Build Future Wealth
In August 2016 I made the last payment on my student loan debt!!!! Over $90,000 paid off in 6 years ...
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Emergency Fund 101: Learn How to Rock Baby Steps 1 and 3
An emergency fund is critical to your success as you work on slaying your debt. An emergency fund is your ...
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Spending Leaks: Plug Them Before They Sink Your Budget
Have you ever looked at the gross earnings on your annual W-2 and wondered to yourself…where did all my money ...
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Get to Know the Enemy: How to Fight Debt and Win
Before going into battle you must know your opponent. You absolutely need to know your enemy’s movements and how he operates ...
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Money Mindset: Discover Yours and Fix Your Money Habits Today!
I have to say this before we go any further. Ok…. Here goes nothing…Before you can get your money straight ...
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Recent Blog Posts
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Side Hustle Report May 2017
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10 Habits of Self-Made Millionaires: How do you measure up?
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Side Hustle Report April 2017
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Summer Book Club Starts June 1st!! Join Now.
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Why Debt Freedom? Break the Shackles of Debt in Your Life
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How to Prepare Your Finances for a Job Loss: 7 Strategies to Lessen the Financial Blow
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How to Create a Budget in 5 Easy Steps
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Sinking Funds 101: Take the Panic Out of Your Purchases
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Got debt? If You are in a Hole, Stop digging!
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5 Tips to Live Below Your Means, Get Out of Debt, and Build Future Wealth



