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It starts with having a clear vision and plan for your money. Get started with the Free Financial Goals Workbook!


“A journey of a thousand miles must begin with a single step.”  – Lao Tzu


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My Mission

Hi! I’m Nicole. I help busy, professional women feel financially confident while building true wealth. True wealth isn’t just about money, it’s also about living a life rich in spirit, time, and peace.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming and frustrating. But the good news is, you’re not in this alone. Let me help you discover the beauty of financial freedom so that you can command your money, work less, and live more!

Budget Planners

Set yourself up for success by planning out your goals and crafting a plan for every dollar!

Laminated Cash Envelopes

Use cash envelopes to make budgeting easier and to keep you accountable! This cash envelope pack includes 12 laminated cash envelopes, envelope labels (stickers), and 12 budgeting sheets.

“The FrugalChicLife YouTube Channel has transformed my personal debt situation. I also completed the 21 Day Money challenge and with every session, I continue to progress and improve my financial situation. I later became a member of the Frugal Chic Wealth Academy, which presented a vast amount of organized information that helped me address my thinking and tackle my personal challenges.”


– Latonia O.

“I just wanted to say that I am really enjoying the challenge so far, thank you for making these videos! I look forward to the emails as they help me to take a good look at my financial situation and give me a better idea of where I need to make improvements. Thank you!”


– Callie G. 

“Thank you so much for the inspiration 🙂 When it comes to the topic of money and finances, people are often not willing to share or talk openly about their struggles and successes. Your videos definitely inspired me to get it together! Once again, thanks for the inspiration and keep up the good work!”


– Makita R. 

On-Demand Courses

21-Day Money Challenge

Jumpstart Your Journey to Freedom with the 21-Day Money Challenge. 

Investing for Beginners

Don’t let fear stop you! It’s time to learn how to invest and building lasting wealth. 

Side Hustle Mini-Course

Discover how to monetize your unique skills, talents, and interests. 

Online Business Bootcamp

Learn how to make money by building an online brand.

Latest on the Youtube Channel

Recent Podcast Episodes 🔥

Latest from the Blog

How to Prepare for the 2020 Recession

How to Prepare for the 2020 Recession

If you've been watching the news listening to the media, there are signs of a recession coming. At least that's what everybody claims.  There's always someone predicting that one is coming.  And, eventually, somebody’s going to be right.   According to Forbes, the US...

The Beginner’s Guide to the Cash Envelope System

The Beginner’s Guide to the Cash Envelope System

When I initially made the decision to get my financial house in order (once and for all), I knew that I needed to get a handle on my spending. As a working mom and wife, balancing everything, I often found myself losing track of what I spent throughout the month. And,...

4 Money Lessons from 15 Years of Marriage

4 Money Lessons from 15 Years of Marriage

4 Money Lessons from 15 Years of Marriage This past week my husband, Eric, and I celebrated 15 years of marriage! Saying that out loud makes me feel really old. LOL But I'm grateful for the ups and the downs. Marriage isn't easy. It's no secret that the #1 cause of...

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