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“A journey of a thousand miles must begin with a single step.”  – Lao Tzu


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My Mission

Hi! I’m Nicole. I help busy, professional women feel financially confident while building true wealth. True wealth isn’t just about money, it’s also about living a life rich in spirit, time, and peace.

Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming and frustrating. But the good news is, you’re not in this alone. Let me help you discover the beauty of financial freedom so that you can command your money, work less, and live more!

“The FrugalChicLife YouTube Channel has transformed my personal debt situation. I also completed the 21 Day Money challenge and with every session, I continue to progress and improve my financial situation. I later became a member of the Frugal Chic Wealth Academy, which presented a vast amount of organized information that helped me address my thinking and tackle my personal challenges.”


– Latonia O.

“I just wanted to say that I am really enjoying the challenge so far, thank you for making these videos! I look forward to the emails as they help me to take a good look at my financial situation and give me a better idea of where I need to make improvements. Thank you!”


– Callie G. 

“Thank you so much for the inspiration 🙂 When it comes to the topic of money and finances, people are often not willing to share or talk openly about their struggles and successes. Your videos definitely inspired me to get it together! Once again, thanks for the inspiration and keep up the good work!”


– Makita R. 

Latest from the Blog

7 Accounts You Need to Achieve Financial Independence

7 Accounts You Need to Achieve Financial Independence

Not too long ago, I made a video about why I have 22 bank accounts. And it's always funny watching the reaction that I get on these types of videos. Too put it simply, many people thought I was doing WAY too much.  Note: I use Personal Capital to track my various...

The 2 Metrics You MUST Track to Achieve Wealth

The 2 Metrics You MUST Track to Achieve Wealth

I want to start off by sharing one of my favorite quotes with you: “It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” -Robert Kiyosaki You ever met a person that's always bragging about...

5 Smart Ways to ‘Spend’ Your Tax Refund

5 Smart Ways to ‘Spend’ Your Tax Refund

Let me start by saying that I don’t advocate getting a large income tax refund back. In fact, I suggest adjusting your payroll tax withholdings so that you’re making the most of your income throughout the year.  Getting a sizable income tax refund back every year...

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