Welcome to the Frugal Chic Life

You can call me cheap, but you’ll never call me broke! @frugalchiclife

Subscribe

Start here

I Can Help You With

Budgeting

Saving

Goals

Investing

Hello

I’m Nicole

The mission is to achieve financial independence in 10 years or less. I help busy, professional women feel financially confident while building true wealth. True wealth isn’t just about money, it’s also about living a life rich in spirit, time, and peace. Managing money, while balancing work, kids, and multiple responsibilities can be stressful, overwhelming, and frustrating. But the good news is, you’re not in this alone. Together, let’s embrace the beauty of financial freedom so that we can command our money, work less, and live more!

Book Coaching Consultation

Budget Accessories

Planners

A budget is critical for financial success, but it’s only the tip of the iceberg. Achieving lasting wealth requires dedication and intentionality. The Beyond the Budget Money Planner offers so much more than the ordinary budget planner.

Learn More

Cash Envelopes

Use cash envelopes to make budgeting easier and to keep you more accountable! This cash envelope pack includes 12 laminated cash envelopes, envelope labels (stickers), and 12 budgeting sheets.

5 Money Mistakes Women Make

Financial Freedom, Mindset & Motivation

I'm sure many of us know that men and women are very different by nature. And there’s nothing wrong with that, we just do things differently. And there is no exception when it comes to money. According to the National Partnership for Women and Families, women of color...

Plan With Me: Saving & Investing Goals for July 2020

Financial Updates, Goals

WatchGoal Setting Saving & Investing Goals July 2020 I'm a huge believer in the power of goal setting, in fact, I'm a chronic goal-getter. There is something magical about brainstorming a goal, writing it down, and then making it happen through hard work and...

How to Have a Debt Free Christmas

Debt Freedom

Debt-Free Christmas Don't worry, I haven't lost my mind. I know it's July. But it's also the perfect time to start planning. A phenomenon that I consistently see happen, year after year, is post-Christmas regrets because of overspending. Christmas is on the same...

18 Must-Read Personal Finance Books for Women

Mindset & Motivation

Did you know that reading is one of the habits of self-made millionaires? Specifically, 85% of millionaires read at least 2 books per month. The books that they read are about prominent people in history, leadership, career development, and of course money...

7 Reasons Why Your Budget Isn’t Working

Budget Tips

I'm declaring that this year is going to be your year to conquer the budget! Pretty bold of me right? I don't know your personal financial situation and I don't know exactly what you're struggling with in your financial life. But what I DO know is that having a budget...

7 Accounts You Need to Achieve Financial Independence

Wealth Building

Not too long ago, I made a video about why I have 22 bank accounts. And it's always funny watching the reaction that I get on these types of videos. Too put it simply, many people thought I was doing WAY too much. Note: I use Personal Capital to track my various...